Eligibility detail
First-time homebuyer programs
Programs that explicitly say first-time homebuyer status is required in the official source.
Verified set
Programs matching this rule
These verified pages currently mention this rule clearly enough to group together in the free layer.
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"Dare to Own the Dream" Homeownership Program
Florida - Forgivable second mortgage
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1st Home Allegheny Program
Pennsylvania - Forgivable second mortgage
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American Dream Downpayment Initiative (ADDI)
Ohio - Forgivable second mortgage
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Arizona is Home (ADOH Maricopa/Pima continuation)
Arizona - Multiple assistance options
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Atlanta Housing Down Payment Assistance
Georgia - Forgivable second mortgage
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Bellingham Downpayment Assistance Program
Washington - Deferred second mortgage
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Boston Co-Purchasing Housing Pilot Program
Massachusetts - Deferred second mortgage
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Boston First-Time Homebuyer Program
Massachusetts - Grant
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Cabell-Huntington-Wayne Homebuyer Assistance Program
West Virginia - Forgivable second mortgage
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Cambridge HomeBridge
Massachusetts - Discount or silent second
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CHFA FirstGeneration Program
Colorado - Deferred second mortgage
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Cincinnati American Dream Downpayment Initiative
Ohio - Forgivable second mortgage
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City of Billings First-Time Home Buyer Program
Montana - Deferred second mortgage
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City of Chandler First Time Homebuyer's Program
Arizona - Community land trust
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City of Detroit Down Payment Assistance Program
Michigan - Forgivable second mortgage
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City of Durham Down Payment Assistance Program
North Carolina - Forgivable second mortgage
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City of Madison Home-Buy the American Dream (HBAD)
Wisconsin - Deferred second mortgage
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City of Minneapolis Down Payment Assistance
Minnesota - Deferred second mortgage
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City of Raleigh Homebuyer Assistance
North Carolina - Multiple assistance options
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Clark County Welcome Home Community Land Trust
Nevada - Community land trust
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Clarksville first-time homebuyers down payment assistance
Tennessee - Support details not yet classified
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Community Homebuyer Assistance Program (CHAP)
Arizona - Multiple assistance options
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Connecticut Police Homeownership Program
Connecticut - Support details not yet classified
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DHCD statewide HOMEownership DPA and Pilot DPA
Virginia - Multiple assistance options
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Down Payment and Closing Cost Assistance Program
Pennsylvania - Forgivable second mortgage
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Evansville HOME Down Payment Assistance
Indiana - Forgivable second mortgage
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First-Time Homebuyer Assistance Program under Utah Code 63H-8-502
Utah - Deferred second mortgage
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First-Time Homebuyers Incentive Program (FTHIP)
Maryland - Forgivable second mortgage
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Forsyth County Affordable Home Ownership Program (AHOP)
North Carolina - Deferred second mortgage
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Fort Worth Homebuyer Assistance Program (HAP)
Texas - Forgivable second mortgage
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Frederick County Homebuyer Assistance Program (HAP)
Maryland - Deferred second mortgage
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Frederick County House Keys 4 Employees (HK4E)
Maryland - Deferred second mortgage
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GovState Employer Assisted Housing Program
Illinois - Forgivable second mortgage
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Greensboro Homebuyer Assistance Program
North Carolina - Multiple assistance options
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Gwinnett County Homestretch Down Payment Assistance Program
Georgia - Forgivable second mortgage
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H2O: House to Homeownership Down Payment Assistance Loan Program
Colorado - Deferred second mortgage
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Haverhill First Time Homebuyer Assistance Program
Massachusetts - Forgivable second mortgage
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Henrico County Employee Home Purchase Assistance Program (EHPAP)
Virginia - Forgivable second mortgage
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Henrico County First Time Homebuyers Downpayment and Closing Cost Assistance
Virginia - Forgivable second mortgage
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Homebuyer Assistance Fund
Michigan - Forgivable second mortgage
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HomeFirst Down Payment Assistance Program | NYC
New York - Forgivable second mortgage
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Honolulu Down Payment Loan Program
Hawaii - 0% city loan
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House Charlotte Program
North Carolina - Multiple assistance options
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House Charlotte Program 1A
North Carolina - Forgivable second mortgage
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House Charlotte Program 1B
North Carolina - Forgivable second mortgage
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House Charlotte Program 1B Employee Exemption
North Carolina - Forgivable second mortgage
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Housing Connect GSO Public Service Heroes Homebuyer Assistance
North Carolina - Forgivable second mortgage
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Jefferson Parish First-Time Homebuyer Assistance Program
Louisiana - Forgivable second mortgage
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Kauai Home Buyer Loan Program
Hawaii - Multiple assistance options
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KHRC First Time Homebuyer Program
Kansas - Forgivable second mortgage
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LHC MRB Home Program
Louisiana - Grant
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Low-Interest Mortgage Program (SPARC)
Virginia - Support details not yet classified
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MaineHousing First Generation Program
Maine - Multiple assistance options
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MaineHousing First Home Loan plus Advantage
Maine - Multiple assistance options
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MHDC Mortgage Credit Certificate (MCC)
Missouri - Mortgage tax credit
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Miami-Dade County Down Payment Assistance Program
Florida - Deferred second mortgage
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Milwaukee Home Down Payment Assistance Program
Wisconsin - Grant
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Minnesota Housing Start Up + Deferred Payment Loan (DPL/DPL+)
Minnesota - Deferred second mortgage
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Moderate-Income Purchase Assistance Program (MIPAP)
Virginia - Deferred second mortgage
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MyHome Assistance Program
California - Deferred second mortgage
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Nashua First-Time Homebuyer Assistance Program
New Hampshire - Forgivable second mortgage
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ND Housing FirstHome program
North Dakota - Multiple assistance options
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NeighborImpact Down Payment Assistance Program
Oregon - Deferred second mortgage
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Oakland County Treasurer’s Homebuyer Assistance Program
Michigan - Grant
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ONE Mortgage
Massachusetts - Multiple assistance options
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Open Doors Down Payment Assistance Program
Arizona - Deferred second mortgage
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Palmetto Heroes 2026
South Carolina - Forgivable second mortgage
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Philly First Home
Pennsylvania - Grant
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Prince George's County Pathway to Purchase
Maryland - Forgivable second mortgage
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Prince William Area First Time Homebuyers Program (FTHB)
Virginia - Deferred second mortgage
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Richland County Homeownership Assistance Program
South Carolina - Forgivable second mortgage
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RIHousing 15kDPA
Rhode Island - Deferred second mortgage
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RIHousing HomeSecure Grant
Rhode Island - Grant
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SD Housing Tax Credit (MCC)
South Dakota - Mortgage tax credit
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Start Up
Minnesota - Multiple assistance options
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Trenton First-Time Homebuyer Program
New Jersey - Forgivable second mortgage
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Turn The Key (TTK)
Pennsylvania - Multiple assistance options
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Utah First-Time Homebuyer Law Enforcement Officer Assistance Program
Utah - Support details not yet classified
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WCDA Standard First-Time Homebuyer
Wyoming - Support details not yet classified
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Winooski Housing Trust Fund homebuyer assistance
Vermont - Multiple assistance options