Program guide
What to know before you click through
Use the public facts first. Open the official source when a detail affects eligibility, repayment, or lender choice.
Who qualifies?
First-time homebuyers or buyers who have not owned a home within the last three years, Current Greensboro residents at or below 80% of AMI for the base track, City of Greensboro employees, Guilford County employees, Guilford County public school employees, active-duty military members, and veterans for the Public Service Heroes track, Moderate-income households above 80% and below 120% of AMI for the #100Homes track
What support do you get?
Mixed by track: the base track offers up to $25,000 plus a $5,000 reinvestment or redevelopment area bonus; Public Service Heroes offers up to $20,000 plus a $10,000 area bonus; #100Homes offers up to $20,000 plus a $5,000 area bonus.
Do you repay it?
The public Greensboro overview page describes track amounts and eligibility, but does not publish one shared repayment or forgiveness rule for all three tracks. Buyers should confirm the second-loan structure and forgiveness terms through the approved lender and the city package for the selected offering.
How do you apply?
Buy a new or existing home within Greensboro city limits as your primary residence, then apply through one of the city-approved lenders for the Homebuyer Assistance track that fits your household and income band.
Official source evidence
The current Greensboro Homebuyer Assistance page says all three offerings require a first-time buyer or a buyer who has not owned within the last three years, a primary residence within Greensboro city limits, and an approved lender. The same page then breaks the program into a base track, a Public Service Heroes track, and a #100Homes track with different income bands and bonus amounts.
View official source
Last verified
2026-04-19
Effective date not captured.
Paid preview
What paid access adds for Greensboro Homebuyer Assistance Program
See the shape of the comparison output, risk checks, lender questions, and next-step checklist before you decide whether this program is worth carrying into the paid layer.
Example paid output for this program. The free page stays visible either way.
Comparison preview
Greensboro Homebuyer Assistance Program
Amount: Mixed by track: the base track offers up to $25,000 plus a $5,000 reinvestment or redevelopment area bonus; Public Service Heroes offers up to $20,000 plus a $10,000 area bonus; #100Homes offers up to $20,000 plus a $5,000 area bonus.
Repayment: The public Greensboro overview page describes track amounts and eligibility, but does not publish one shared repayment or forgiveness rule for all three tracks. Buyers should confirm the second-loan structure and forgiveness terms through the approved lender and the city package for the selected offering.
First-time buyer: Required
Risk checks preview
What gets flagged before you call a lender
- Greensboro Homebuyer Assistance Program requires a participating lender.
Lender questions preview
Questions tied to this exact path
- Does Greensboro Homebuyer Assistance Program require a participating lender for this household and loan setup?
- How does Greensboro Homebuyer Assistance Program define a first-time buyer for this household?
Action checklist preview
What you would do next
- Confirm the first-time buyer definition before you apply.
- Confirm whether Greensboro Homebuyer Assistance Program requires a participating lender.
