Maryland program
Maryland route through Prince George's County Department of Housing and Community Development. Use this page to confirm the core public facts first, then decide whether you need deeper comparison output and lender-call prep.
Decision-ready public facts
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Up to $50,000 in down payment and closing costs toward the purchase of a first home in Prince George's County.
Forgivable second mortgage
Pathway to Purchase is a 0% interest deferred payment loan that is forgiven after 10 years. The loan must be repaid in full if the home is sold, transferred, or stops being the buyer's primary residence within the 10-year affordability period.
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Program guide
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First-time homebuyers purchasing in Prince George's County
Up to $50,000 in down payment and closing costs toward the purchase of a first home in Prince George's County.
Pathway to Purchase is a 0% interest deferred payment loan that is forgiven after 10 years. The loan must be repaid in full if the home is sold, transferred, or stops being the buyer's primary residence within the 10-year affordability period.
Start with an approved mortgage lender, get qualified for the first mortgage, then have the lender send the loan package to the Pathway to Purchase program for county review and consideration.
The current Prince George's County page says first-time buyers could be eligible for up to $50,000 in down payment and closing costs, that the loan is 0% interest and deferred, and that it is forgiven after 10 years. The same page says repayment is triggered if the home is sold, transferred, or stops being the primary residence within the affordability period.
2026-04-19
Effective date not captured.
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Comparison preview
Amount: Up to $50,000 in down payment and closing costs toward the purchase of a first home in Prince George's County.
Repayment: Pathway to Purchase is a 0% interest deferred payment loan that is forgiven after 10 years. The loan must be repaid in full if the home is sold, transferred, or stops being the buyer's primary residence within the 10-year affordability period.
First-time buyer: Required
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Paid research preview
Paid research already tracks city and county programs, employer-assisted paths, public employee or pension paths, specialty and conditional paths for Maryland.
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Specific program names, source notes, current-vs-conditional judgments, and the next lender or agency questions tied to this state.
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City and county down payment or closing-cost programs that never make it into the free statewide layer.
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Employer-linked housing incentives and workforce programs that matter only if they fit your job or agency.
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Public employee or pension-backed mortgage angles that need slower source review.
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Conditional, paused, or specialty paths worth checking before you assume the state is a dead end.
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