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Texas program

Fort Worth Homebuyer Assistance Program (HAP)

Texas route through City of Fort Worth Neighborhood Services Department. This page stays free for the core public facts. Open paid access only when you need the full state board, related paths, and the decision layer around this program.

Forgivable second mortgage Forgivable if occupancy holds 2026-04-19
Agency City of Fort Worth Neighborhood Services Department
Support type Forgivable second mortgage
Amount highlight Up to $25,000 toward down payment and closing costs for qualifying homebuyers.
Last verified 2026-04-19

Decision-ready public facts

What stays free on this program page

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Amount

Up to $25,000 toward down payment and closing costs for qualifying homebuyers.

Type

Forgivable second mortgage

Repayment

The official City page states buyers who occupy the home as a principal residence for 10 years can receive up to $25,000, while buyers seeking up to $14,999 must occupy for 5 years. City materials also state any remaining balance must be repaid if the home is sold before full forgiveness.

First-time buyer

Required

Program guide

What to know before you click through

This is still the free fact layer. Open the official source when a detail affects eligibility, repayment, lender choice, or whether this path should stay on your shortlist.

Who qualifies?

First-time homebuyers

What support do you get?

Up to $25,000 toward down payment and closing costs for qualifying homebuyers.

Do you repay it?

The official City page states buyers who occupy the home as a principal residence for 10 years can receive up to $25,000, while buyers seeking up to $14,999 must occupy for 5 years. City materials also state any remaining balance must be repaid if the home is sold before full forgiveness.

How do you apply?

Get prequalified through a City-approved lender, complete homeownership training with a HUD-approved counseling agency, and have the lender submit the HAP application package to the City for an eligible home within Fort Worth city limits.

Application timing

A city-approved lender submits the HAP application package to Fort Worth for processing. The city says it accepts applications as long as program funding is available.

Official source evidence

The official Fort Worth HAP page states that qualifying buyers can receive up to $25,000 and that the program uses occupancy-based forgiveness terms tied to 5-year or 10-year residence requirements.

View official source

Last verified

2026-04-19

Effective date not captured.

Paid preview

What paid access adds for Fort Worth Homebuyer Assistance Program (HAP)

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Comparison preview

Fort Worth Homebuyer Assistance Program (HAP)

Amount: Up to $25,000 toward down payment and closing costs for qualifying homebuyers.

Repayment: The official City page states buyers who occupy the home as a principal residence for 10 years can receive up to $25,000, while buyers seeking up to $14,999 must occupy for 5 years. City materials also state any remaining balance must be repaid if the home is sold before full forgiveness.

First-time buyer: Required

Timing: A city-approved lender submits the HAP application package to Fort Worth for processing. The city says it accepts applications as long as program funding is available.

Risk checks preview

What gets flagged before you call a lender

  • Fort Worth Homebuyer Assistance Program (HAP) requires a participating lender.
  • Fort Worth Homebuyer Assistance Program (HAP) must be paired with a specific first mortgage.

Lender questions preview

Questions tied to this exact path

  • Is your team approved to originate Fort Worth Homebuyer Assistance Program (HAP) for this household and loan setup?
  • Which first-mortgage product must be paired with Fort Worth Homebuyer Assistance Program (HAP), and what breaks eligibility?

Action checklist preview

What you would do next

  • Confirm the first-time buyer definition before you apply
  • Review the official Program page for Fort Worth Homebuyer Assistance Program (HAP)
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