Virginia program
Virginia route through Arlington County. Use this page to confirm the core public facts first, then decide whether you need deeper comparison output and lender-call prep.
Decision-ready public facts
Quick answer from published facts. Go to Virginia program hub
Eligible buyers receive a 1% interest-rate reduction on Virginia Housing mortgages for home purchases in Arlington County.
State-backed first mortgage
The county page describes SPARC as a rate reduction layered onto a Virginia Housing mortgage rather than a separate grant or second-loan repayment schedule. Standard repayment follows the underlying Virginia Housing first mortgage.
Required
Program guide
Use the public facts first. Open the official source when a detail affects eligibility, repayment, or lender choice.
First-time moderate-income homebuyers purchasing in Arlington County
Eligible buyers receive a 1% interest-rate reduction on Virginia Housing mortgages for home purchases in Arlington County.
The county page describes SPARC as a rate reduction layered onto a Virginia Housing mortgage rather than a separate grant or second-loan repayment schedule. Standard repayment follows the underlying Virginia Housing first mortgage.
Use a Virginia Housing approved lender, meet the county and Virginia Housing eligibility requirements, and submit the SPARC documents to the Arlington Housing Division together with the required Arlington County down payment assistance path.
The current Arlington County page says SPARC provides eligible moderate-income first-time homebuyers with a 1% interest-rate reduction on Virginia Housing mortgages for home purchases in Arlington County. The same page says SPARC may only be used together with Arlington County down payment assistance and that applications must be submitted by a Virginia Housing approved lender.
2026-04-19
Effective date not captured.
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Comparison preview
Amount: Eligible buyers receive a 1% interest-rate reduction on Virginia Housing mortgages for home purchases in Arlington County.
Repayment: The county page describes SPARC as a rate reduction layered onto a Virginia Housing mortgage rather than a separate grant or second-loan repayment schedule. Standard repayment follows the underlying Virginia Housing first mortgage.
First-time buyer: Required
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