Connecticut program
Connecticut Police Homeownership Program
Connecticut ยท Connecticut Housing Finance Authority
Quick answer
What this program appears to offer
An additional 0.125% off CHFA's already below-market interest rate loans.
Below-market first mortgage rate discount
Below-market first mortgage rate discount
Standard first-mortgage repayment applies. The official page describes an interest-rate discount and separately notes a possible federal recapture tax if the home is sold within the first nine years and other conditions are met.
Required
Trust layer
Program structure and lender rules
These fields stay free because they describe the official program rules, not a paid decision layer.
Required
Required
Not forgivable or not captured
sale
Who qualifies
Law enforcement officers
What support you get
An additional 0.125% off CHFA's already below-market interest rate loans.
Do you repay it?
Standard first-mortgage repayment applies. The official page describes an interest-rate discount and separately notes a possible federal recapture tax if the home is sold within the first nine years and other conditions are met.
How to apply
Apply through a CHFA participating lender.
Direct official links
Official source evidence
CHFA says the Police Homeownership Program offers an additional 0.125% off its already below-market interest rate loans. The page says borrowers must be municipal officers buying in the town where they work or state officers buying anywhere in Connecticut, and must apply through a CHFA participating lender.
Official documents
Last verified
2026-04-13
Effective date not captured.