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Virginia program

DHCD statewide HOMEownership DPA and Pilot DPA

Virginia route through Virginia Department of Housing and Community Development. Use this page to confirm the core public facts first, then decide whether you need deeper comparison output and lender-call prep.

Multiple assistance options Check official rules 2026-04-19
Agency Virginia Department of Housing and Community Development
Support type Multiple assistance options
Amount highlight The official DHCD page describes two paths: the HOMEownership Down Payment and Closing Cost Assistance program provides up to 10% or 15% of the sales price plus up to $2,500 for closing costs, with a maximum assistance amount of $40,000; the Virginia Pilot Down Payment Assistance Program provides up to $50,000.
Last verified 2026-04-19

Decision-ready public facts

What this program appears to offer

Quick answer from published facts. Go to Virginia program hub

Amount

The official DHCD page describes two paths: the HOMEownership Down Payment and Closing Cost Assistance program provides up to 10% or 15% of the sales price plus up to $2,500 for closing costs, with a maximum assistance amount of $40,000; the Virginia Pilot Down Payment Assistance Program provides up to $50,000.

Type

Multiple assistance options

Repayment

The official DHCD page states both programs provide deferred loans. Homebuyers must live in the home as their primary residence for a set period, and no payments or interest accrue during that time.

First-time buyer

Required

Program guide

What to know before you click through

Use the public facts first. Open the official source when a detail affects eligibility, repayment, or lender choice.

Who qualifies?

First-time homebuyers, Homebuyers at or below 80% of AMI for the HOMEownership DPA path, Homebuyers up to 60% of AMI for the Pilot DPA path

What support do you get?

The official DHCD page describes two paths: the HOMEownership Down Payment and Closing Cost Assistance program provides up to 10% or 15% of the sales price plus up to $2,500 for closing costs, with a maximum assistance amount of $40,000; the Virginia Pilot Down Payment Assistance Program provides up to $50,000.

Do you repay it?

The official DHCD page states both programs provide deferred loans. Homebuyers must live in the home as their primary residence for a set period, and no payments or interest accrue during that time.

How do you apply?

Use the Virginia DHCD local DPA provider network to access the program on a regional basis, review the qualification list, and work with the appropriate local provider for the household's location and assistance track.

Official source evidence

The official DHCD page says HOMEownership DPA can provide up to 10% or 15% of sales price plus up to $2,500 for closing costs with a $40,000 cap, and that the Pilot DPA can provide up to $50,000, both as deferred loans delivered through local providers.

View official source

Last verified

2026-04-19

Effective date not captured.

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What paid access adds for DHCD statewide HOMEownership DPA and Pilot DPA

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Comparison preview

DHCD statewide HOMEownership DPA and Pilot DPA

Amount: The official DHCD page describes two paths: the HOMEownership Down Payment and Closing Cost Assistance program provides up to 10% or 15% of the sales price plus up to $2,500 for closing costs, with a maximum assistance amount of $40,000; the Virginia Pilot Down Payment Assistance Program provides up to $50,000.

Repayment: The official DHCD page states both programs provide deferred loans. Homebuyers must live in the home as their primary residence for a set period, and no payments or interest accrue during that time.

First-time buyer: Required

Risk checks preview

What gets flagged before you call a lender

  • DHCD statewide HOMEownership DPA and Pilot DPA can trigger repayment if owner occupancy changes.

Lender questions preview

Questions tied to this exact path

  • Which events trigger repayment for DHCD statewide HOMEownership DPA and Pilot DPA: non_owner_occupancy?
  • How does DHCD statewide HOMEownership DPA and Pilot DPA define a first-time buyer for this household?

Action checklist preview

What you would do next

  • Confirm the first-time buyer definition before you apply.
  • Review the official Program page for DHCD statewide HOMEownership DPA and Pilot DPA.
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Paid research preview

What paid research already covers in Virginia

Paid research already tracks city and county programs, employer-assisted paths for Virginia.

2 tracked deeper records

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1 tracked

city and county programs

City and county down payment or closing-cost programs that never make it into the free statewide layer.

1 tracked

employer-assisted paths

Employer-linked housing incentives and workforce programs that matter only if they fit your job or agency.

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