Virginia program

Henrico County First Time Homebuyers Downpayment and Closing Cost Assistance

Virginia route through Henrico County. Use this page to confirm the core public facts first, then decide whether you need deeper comparison output and lender-call prep.

Forgivable second mortgage Forgivable if occupancy holds 2026-04-19
Agency Henrico County
Support type Forgivable second mortgage
Amount highlight Financial assistance for downpayment and closing costs is available for qualified first-time, low and moderate income homebuyers purchasing in Henrico County. The amount of assistance is based on identified need.
Last verified 2026-04-19

Decision-ready public facts

What this program appears to offer

Quick answer from published facts. Go to Virginia program hub

Amount

Financial assistance for downpayment and closing costs is available for qualified first-time, low and moderate income homebuyers purchasing in Henrico County. The amount of assistance is based on identified need.

Type

Forgivable second mortgage

Repayment

Henrico County describes the assistance as a deferred payment forgivable loan.

First-time buyer

Required

Program guide

What to know before you click through

Use the public facts first. Open the official source when a detail affects eligibility, repayment, or lender choice.

Who qualifies?

First-time low and moderate income homebuyers purchasing in Henrico County

What support do you get?

Financial assistance for downpayment and closing costs is available for qualified first-time, low and moderate income homebuyers purchasing in Henrico County. The amount of assistance is based on identified need.

Do you repay it?

Henrico County describes the assistance as a deferred payment forgivable loan.

How do you apply?

Contact Housing Opportunities Made Equal of Virginia (HOME Inc.) or Southside Community Development and Housing Corporation to learn eligibility, complete intake, and start the required educational steps for the county assistance path.

Official source evidence

The current Henrico County page says financial assistance with downpayment and closing costs is available for qualified first-time, low and moderate income homebuyers purchasing in Henrico County. The same page says the amount is based on identified need and is structured as a deferred payment forgivable loan.

View official source

Last verified

2026-04-19

Effective date not captured.

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What paid access adds for Henrico County First Time Homebuyers Downpayment and Closing Cost Assistance

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Comparison preview

Henrico County First Time Homebuyers Downpayment and Closing Cost Assistance

Amount: Financial assistance for downpayment and closing costs is available for qualified first-time, low and moderate income homebuyers purchasing in Henrico County. The amount of assistance is based on identified need.

Repayment: Henrico County describes the assistance as a deferred payment forgivable loan.

First-time buyer: Required

Risk checks preview

What gets flagged before you call a lender

This panel starts filling as soon as the program structure creates a real repayment or lender-fit question.

Lender questions preview

Questions tied to this exact path

  • How does Henrico County First Time Homebuyers Downpayment and Closing Cost Assistance define a first-time buyer for this household?

Action checklist preview

What you would do next

  • Confirm the first-time buyer definition before you apply.
  • Review the official Program page for Henrico County First Time Homebuyers Downpayment and Closing Cost Assistance.

Paid research preview

What paid research already covers in Virginia

Paid research already tracks city and county programs, employer-assisted paths for Virginia.

2 tracked deeper records

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What unlocks after payment

Specific program names, source notes, current-vs-conditional judgments, and the next lender or agency questions tied to this state.

1 tracked

city and county programs

City and county down payment or closing-cost programs that never make it into the free statewide layer.

1 tracked

employer-assisted paths

Employer-linked housing incentives and workforce programs that matter only if they fit your job or agency.

Private workspace

What paid access adds to this program

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Decision output

Comparison, risk checks, and lender prep

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