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Henrico County First Time Homebuyers Downpayment and Closing Cost Assistance

Virginia route through Henrico County. This page stays free for the core public facts. Open paid access only when you need the full state board, related paths, and the decision layer around this program.

Forgivable second mortgage Check official rules 2026-04-19
Agency Henrico County
Support type Forgivable second mortgage
Amount highlight Financial assistance for downpayment and closing costs is available for qualified first-time, low and moderate income homebuyers purchasing in Henrico County. The amount of assistance is based on identified need.
Last verified 2026-04-19

Decision-ready public facts

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Amount

Financial assistance for downpayment and closing costs is available for qualified first-time, low and moderate income homebuyers purchasing in Henrico County. The amount of assistance is based on identified need.

Type

Forgivable second mortgage

Repayment

Henrico County describes the assistance as a deferred payment forgivable loan.

First-time buyer

Required

Program guide

What to know before you click through

This is still the free fact layer. Open the official source when a detail affects eligibility, repayment, lender choice, or whether this path should stay on your shortlist.

Who qualifies?

First-time low and moderate income homebuyers purchasing in Henrico County

What support do you get?

Financial assistance for downpayment and closing costs is available for qualified first-time, low and moderate income homebuyers purchasing in Henrico County. The amount of assistance is based on identified need.

Do you repay it?

Henrico County describes the assistance as a deferred payment forgivable loan.

How do you apply?

Contact Housing Opportunities Made Equal of Virginia (HOME Inc.) or Southside Community Development and Housing Corporation to learn eligibility, complete intake, and start the required educational steps for the county assistance path.

Application timing

Contact Henrico's nonprofit partner agencies to apply; partner materials say buyers must meet guidelines, complete counseling requirements, and be mortgage ready before qualifying for assistance.

Official source evidence

The current Henrico County page says financial assistance with downpayment and closing costs is available for qualified first-time, low and moderate income homebuyers purchasing in Henrico County. The same page says the amount is based on identified need and is structured as a deferred payment forgivable loan.

View official source

Last verified

2026-04-19

Effective date not captured.

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Comparison preview

Henrico County First Time Homebuyers Downpayment and Closing Cost Assistance

Amount: Financial assistance for downpayment and closing costs is available for qualified first-time, low and moderate income homebuyers purchasing in Henrico County. The amount of assistance is based on identified need.

Repayment: Henrico County describes the assistance as a deferred payment forgivable loan.

First-time buyer: Required

Timing: Contact Henrico's nonprofit partner agencies to apply; partner materials say buyers must meet guidelines, complete counseling requirements, and be mortgage ready before qualifying for assistance.

Risk checks preview

What gets flagged before you call a lender

This panel starts filling as soon as the program structure creates a real repayment or lender-fit question.

Lender questions preview

Questions tied to this exact path

  • How does Henrico County First Time Homebuyers Downpayment and Closing Cost Assistance define a first-time buyer for this household?
  • Which document version should control Henrico County First Time Homebuyers Downpayment and Closing Cost Assistance right now: program guide, fact sheet, or lender packet?

Action checklist preview

What you would do next

  • Confirm the first-time buyer definition before you apply
  • Review the official Program page for Henrico County First Time Homebuyers Downpayment and Closing Cost Assistance
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What paid research already covers in Virginia

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1 tracked

city and county programs

City and county down payment or closing-cost programs that never make it into the free statewide layer.

1 tracked

employer-assisted paths

Employer-linked housing incentives and workforce programs that matter only if they fit your job or agency.

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