Oregon program
Oregon route through NeighborImpact DPA page. This page stays free for the core public facts. Open paid access only when you need the full state board, related paths, and the decision layer around this program.
Decision-ready public facts
Quick answer from published facts. Use this first, then jump to Go to Oregon program hub if you need the wider state context.
最高 `20% of purchase price`；是与第一按揭配套的第二笔贷款，`up to 30 years`、`fully amortized`、closing后立刻开始按月还款；利率由Lending Committee设定，但不高于第一按揭利率 `+2%`。
Deferred second mortgage
Check official rules on the linked program page because this intake summary does not normalize repayment terms yet.
Required
Program guide
This is still the free fact layer. Open the official source when a detail affects eligibility, repayment, lender choice, or whether this path should stay on your shortlist.
First-time homebuyers, Low to moderate income
最高 `20% of purchase price`；是与第一按揭配套的第二笔贷款，`up to 30 years`、`fully amortized`、closing后立刻开始按月还款；利率由Lending Committee设定，但不高于第一按揭利率 `+2%`。
Check official rules on the linked program page because this intake summary does not normalize repayment terms yet.
先由第一按揭 lender 预审，再由 NeighborImpact 配第二贷款；需 `8-hour homebuyer education`，借款人至少投入 `1%` gifted/personal funds，入口是 `lending@neighborimpact.org` 或由 lender 直接联系机构。
NeighborImpact DPA页当前明确写 `maximum of 20% of the sales price`、`30 year loan term`，并说明这是与primary lender配套的 second loan。
2026-04-21
2026-04-21
Paid preview
See the shape of the comparison output, risk checks, lender questions, and next-step checklist before you decide whether this program is worth carrying into the paid layer.
Example paid output for this program. The free page stays visible either way.
Comparison preview
Amount: 最高 `20% of purchase price`；是与第一按揭配套的第二笔贷款，`up to 30 years`、`fully amortized`、closing后立刻开始按月还款；利率由Lending Committee设定，但不高于第一按揭利率 `+2%`。
Repayment: Check official rules on the linked program page because this intake summary does not normalize repayment terms yet.
First-time buyer: Required
Risk checks preview
This panel starts filling as soon as the program structure creates a real repayment or lender-fit question.
Lender questions preview
Action checklist preview
Paid research preview
Paid research already tracks city and county programs, specialty and conditional paths for Oregon.
These are not generic promises. They are the local, employer, public-employee, and specialty directions already sitting behind the paid layer.
Specific program names, source notes, current-vs-conditional judgments, and the next lender or agency questions tied to this state.
1 tracked
City and county down payment or closing-cost programs that never make it into the free statewide layer.
3 tracked
Conditional, paused, or specialty paths worth checking before you assume the state is a dead end.
Private workspace
This page stays free for public facts. Paid access turns this program into a shortlist item, a related-path decision layer, risk checks, lender-call prep, and a next-step queue.
If the public facts still look relevant, paid access is where you decide whether this path is stronger than your fallback and what to do next.
Save and compare
Active accounts can save this program in one click. If you still need sign-in or checkout, the same button routes you to the right next step.
Save this program for side-by-side comparison and later follow-up.
Full state board
4 tracked deeper leads sit behind the full Oregon board around this program.
Open the full Oregon boardRisk and lender prep
Use the paid layer for overlap checks, repayment friction, occupancy traps, and lender questions tied to this exact program.
Open shortlistAction queue
Paid access turns the public facts into a follow-up list, lender-call order, and a clearer backup-path plan.
Send a short question without leaving the page.
