Funding currently exhausted
The current city program page says funding has been expended for all down payment assistance programs and renews July 1, 2026.
Utah under review
Provo City Down Payment Assistance Loan Program
Provo City now presents its down-payment assistance as two separate lanes, Home Purchase Plus and Loan to Own, while also stating that funding has been expended for all down-payment-assistance programs until July 1, 2026. The old generic Provo slug no longer maps cleanly to one current borrower-facing product.
Under review
2026-04-22
2026-07-01
Official sources
Source links tied to this signal
- Provo down payment assistance loan programs page official-program-page
- Provo DPA guidelines official-program-pdf
- Provo underwriting criteria official-program-pdf Published 2026-01-15
- Provo 2025-2026 action plan official-plan
- Neighborly Provo portal official-portal
Comparison notes
What the sources say
These notes keep conflicting or conditional source language visible instead of flattening it into a fake clean answer.
Old generic slug now splits into two official lanes
The current official page separates Home Purchase Plus for Provo buyers and Loan to Own for Utah County buyers, so the legacy generic slug no longer corresponds to one stable product definition.
Older underwriting PDF no longer matches the public program structure
The underwriting criteria PDF still reads like one generic DPA shell, but the current city page has already split the borrower-facing offer into two lanes with different geographic scope and maximum amounts.
Verification checklist
What to verify yourself
Use this checklist to confirm current status, scope, and eligibility directly at the official source.
- Confirm whether Provo republishes two separate borrower packets for Home Purchase Plus and Loan to Own after July 1, 2026.
- Confirm whether the current $60,000 Provo-only lane and $40,000 Utah County lane remain the live maximums after funding renews.
- Confirm whether the city keeps the same 0% deferred second-mortgage structure and possible 50% end-of-term forgiveness for both lanes.
- Confirm whether the old generic underwriting criteria PDF is replaced with lane-specific current documents.
Related verified pages
Verified alternatives already on site
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