Current statewide paths
3
Public statewide pages that are live and safe to compare first.
Utah first responder home loans and programs
Current public paths3 current public paths are live for Utah today, including 3 statewide paths and 1 local or specialty path. Start with the free state facts and strongest public paths first. Open paid access only if you still need the full state board, related paths, or a clearer decision workflow.
Public pages live now
3 public paths
Current statewide paths
3
Current local and specialty public paths
1
Support types in public view
Deferred second mortgage, Multiple assistance options, Support details not yet classified
Last verified
2026-04-19
Paid layer
3 deeper research records
State coverage breakdown
What stays free on the Utah page
The free state page shows the public shape of the state first. Paid access is where the full state board, deeper tracked paths, and decision tools start.
Current local and specialty public paths
1
Current city, county, employer, or specialty public paths already surfaced in this state.
Under-review public signals
1
Signals that remain visible for trust, but stay excluded from verified public coverage.
Deeper paid research tracked
3
Additional local, specialty, or judgment-heavy records still reserved for the paid layer.
Top public paths shown free
Start with the strongest public paths in Utah
The free page shows the strongest public paths first. Paid access adds the full state board, related paths, and the decision layer around them.
The paid state board still adds related paths, risk checks, lender prep, and next-step actions.
Paid preview
What paid access adds for Utah
Before you pay, see the shape of the comparison output, risk checks, lender questions, and next-step list that this state can generate from the current public facts.
Example paid output for 2 programs. The free page stays visible either way.
Comparison preview
UHC Down Payment Assistance Subordinate Mortgage (DPA Second)
Amount: Two statewide second-mortgage paths: a Traditional DPA loan up to 6% of the first mortgage amount, and a Deferred DPA loan up to 3.5% of the first mortgage amount, with each path capped at $27,500.
Repayment: The Traditional DPA path is a 30-year fixed-rate, fully amortizing second mortgage with monthly payments. The Deferred DPA path is a 30-year fixed-rate second mortgage at 3.5% deferred simple interest with no monthly payment, and the outstanding principal and deferred interest become due at maturity, sale, or refinance.
First-time buyer: Not required
Timing: UHC does not pre-approve the DPA Second before closing; its rate locks with the UHC first mortgage, the lender funds it before recording, and UHC purchases it with the first mortgage after post-closing review.
Risk checks preview
What gets flagged before you call a lender
- UHC Down Payment Assistance Subordinate Mortgage (DPA Second) requires a participating lender.
- UHC Down Payment Assistance Subordinate Mortgage (DPA Second) can trigger repayment on sale or refinance.
Lender questions preview
Questions tied to this exact path
- Is your team approved to originate UHC Down Payment Assistance Subordinate Mortgage (DPA Second) for this household and loan setup?
- Which events trigger repayment for UHC Down Payment Assistance Subordinate Mortgage (DPA Second): sale, refinance, term_maturity?
Action checklist preview
What you would do next
- Confirm the first-time buyer definition before you apply
- Review the official Form 310 program guide for UHC Down Payment Assistance Subordinate Mortgage (DPA Second)
What paid unlocks in this state
Open the full Utah board when the free slice stops being enough
Keep the public facts free. Open paid access only when you need the complete state board, related path ranking, judgment calls, and next-step tools around this state.
Full state board
3 more tracked paths sit behind the full board
Free shows the strongest public slice. Paid keeps statewide, local, employer, specialty, and conditional paths in one board.
Related paths
See what this state should be compared against
Use the paid layer to compare the strongest statewide path against local, employer, and specialty backups in one place.
Judgment layer
1 caution-heavy records need slower review
Paid keeps overlap notes, source conflicts, thin local pages, and conditional paths visible without flattening them into fake certainty.
Call prep
Turn a state page into an action plan
Use paid access for shortlist building, lender questions, risk checks, and a next-step queue tied to this state.
Watch list
Under review official signals
These signals remain excluded from indexing until reconfirmed.
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Provo City Down Payment Assistance Loan Program
Provo City now presents its down-payment assistance as two separate lanes, Home Purchase Plus and Loan to Own, while also stating that funding has been expended for all down-payment-assistance programs until July 1, 2026. The old generic Provo slug no longer maps cleanly to one current borrower-facing product.
Paid research preview
What paid research already covers in Utah
Paid research already tracks city and county programs, employer-assisted paths for Utah.
3 tracked deeper records
These are not generic promises. They are the local, employer, public-employee, and specialty directions already sitting behind the paid layer.
What unlocks after payment
Specific program names, source notes, current-vs-conditional judgments, and the next lender or agency questions tied to this state.
2 tracked
city and county programs
City and county down payment or closing-cost programs that never make it into the free statewide layer.
1 tracked
employer-assisted paths
Employer-linked housing incentives and workforce programs that matter only if they fit your job or agency.