What the purchase is
This is a one-time digital purchase for time-limited workspace access tied to one account, not a lender application or rate quote.
Decision Pack
Turn free research into a decision-ready homebuyer plan
Start with the free public pages. Pay only when you need to narrow scattered home loan and assistance paths into one main route, one backup route, the key risks, and the exact lender questions tied to your state.
Sign in first, then secure checkout opens through Creem.
Sign in first so the purchase and workspace stay attached to one account.
Questions before purchase? Use the public contact path first instead of guessing through checkout.
Not a lender. Public facts stay free. Product, policy, and refund pages stay public before checkout.
- Keep only the home loan and assistance paths still worth comparing
- Open the full state board when the free slice stops being enough
- Keep one main path and one fallback path visible
- Turn a thin public search into a clearer next-step plan
Before you pay
Read the rules before payment
Decision Pack should be legible before checkout. Trust and purchase rules stay public, including the operator, methodology, privacy, terms, and refund pages.
Refund baseline
If paid access fails to open, or if there is a duplicate or clearly broken purchase, the site should fix the issue or refund it. Quick mistaken purchases can be reviewed too.
Operator and support
This product is run as an independent research site. If something is unclear before you buy, use the public contact path or support email instead of guessing through checkout.
Free vs Paid
Keep public facts free. Pay for stronger output.
Free covers public facts and source links. Paid adds the deeper leads, structured comparison output, and call prep tied to your own scenario.
Public program research
- Browse verified program summaries
- Read official links and source dates
- Check baseline eligibility and repayment notes
- Decide whether a program is worth carrying further
Full state boards, comparison, and call prep
- Open the full state board behind the free slice
- Save programs into one shortlist
- Compare two scenarios side by side
- Open deeper state and specialty leads
- Catch conflicts, overlap risks, and lender-fit friction
- Generate lender questions and action checklist
- Receive one access-ending reminder email before the 180-day window closes
Real sample
See the shape of the paid output before you buy
This sample is generated from current public program data. It shows the format of the comparison row, risk checks, lender questions, and next-step checklist that paid access produces.
Example paid output for 2 programs. The free page stays visible either way.
Comparison preview
ADFA Down Payment Assistance Loan Program
Amount: A statewide second-mortgage down payment and closing-cost assistance loan ranging from $1,000 to $15,000 for qualifying ADFA StartSmart or Move-Up borrowers.
Repayment: The official ADFA DPA page says the assistance is a second mortgage with a 10-year term for qualifying StartSmart or Move-Up borrowers. The cited consumer page does not publish a forgiveness structure, so buyers should treat it as repayable assistance documented at closing by the participating lender.
First-time buyer: Not required
Risk checks preview
What gets flagged before you call a lender
- ADFA Down Payment Assistance Loan Program requires a participating lender.
- ADFA Down Payment Assistance Loan Program must be paired with a specific first mortgage.
Lender questions preview
Questions tied to this exact path
- Is your team approved to originate ADFA Down Payment Assistance Loan Program for this household and loan setup?
- Which first-mortgage product must be paired with ADFA Down Payment Assistance Loan Program, and what breaks eligibility?
Action checklist preview
What you would do next
- Review the official Down Payment Assistance Program page for ADFA Down Payment Assistance Loan Program
- Review the official Move-Up program page for ADFA Move-Up Loan Program
Private workspace
What paid access adds after the free layer
This is where a good public lead turns into a usable shortlist, deeper state path review, risk check, and lender-call prep.
450+ research records
Open the local, specialty, conditional, historical, and blocked paths that do not fit on the free statewide layer.
See deeper state leads1 main + 1 backup path
Save a primary route and a fallback route so the comparison output stays grounded in one real purchase plan.
See shortlist outputSee overlap risk and lender friction faster
Keep occupancy triggers, repayment friction, stacking conflicts, and call-prep questions in one paid surface before lender calls.
See risk checks