Workspace access
Open the private workspace for saved programs, comparison, risks, lender questions, and checklist.
Account
This is the product entry point for workspace access, purchase status, saved scenarios, and renewal follow-up.
Account center
These cards stay stable while account data decides whether the user should buy, continue working, or renew access.
Open the private workspace for saved programs, comparison, risks, lender questions, and checklist.
Keep one main scenario and one backup scenario attached to your account.
Track purchase status, reminder window, and renewal timing without leaving the account area.
State-specific next step
The app swaps these panels based on account status so the page behaves like a product control center.
Hold a neutral loading state until the client knows whether this account is anonymous, active, expired, or signed in without purchase.
Show the product promise, then send the user to checkout or sign-in.
Keep the user in account, but point them directly to secure checkout so they can unlock the workspace.
Send the user into the workspace and remind them that saved programs, comparisons, and reminders are live.
Show the last end date, explain that workspace access has lapsed, and push renewal instead of a dead end.
Fall back to a safe product overview instead of guessing the account state or sending the user to checkout.