Decision Pack

Turn free research into a decision-ready homebuyer plan

Start with the free public pages. Pay only when you need a stronger shortlist, deeper state leads, comparison output, risk checks, and lender-call prep tied to your own path.

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Sign in first so the purchase and workspace stay attached to one account.

  • Save only the programs still worth comparing
  • Keep one main path and one fallback path visible
  • Turn a thin public search into a clearer next-step plan

Free vs Paid

Keep public facts free. Pay for stronger output.

Free covers public facts and source links. Paid adds the deeper leads, structured comparison output, and call prep tied to your own scenario.

Free

Public program research

  • Browse verified program summaries
  • Read official links and source dates
  • Check baseline eligibility and repayment notes
  • Decide whether a program is worth carrying further
Paid Decision Pack

Shortlist, comparison, and deeper state leads

  • Save programs into one shortlist
  • Compare two scenarios side by side
  • Open deeper state and specialty leads
  • Catch conflicts, overlap risks, and lender-fit friction
  • Generate lender questions and action checklist
  • Receive one access-ending reminder email before the 180-day window closes

Real sample

See the shape of the paid output before you buy

This sample is generated from current public program data. It shows the format of the comparison row, risk checks, lender questions, and next-step checklist that paid access produces.

Example paid output for 2 programs. The free page stays visible either way.

Comparison preview

Arizona is Home (ADOH Maricopa/Pima continuation)

Amount: Current Arizona is Home materials now split by county delivery path: the Maricopa County delivery page says buyers can choose down payment and closing cost assistance of 3%, 4%, 5%, or 6% with a 7-year forgivable second loan, while the Pima County delivery page says qualified buyers in Tucson and Pima County can receive up to $15,000 in down payment assistance.

Repayment: The Arizona Department of Housing page says Arizona is Home is offered as a silent second mortgage due on sale if the home is sold before the end of the loan term. The current Maricopa delivery page says assistance is an interest-free forgivable second mortgage with no payments unless the home is sold, transferred, or refinanced before month 84, while the Pima delivery page says assistance is a forgivable 30-year second lien with no payments and no interest.

First-time buyer: Required

Risk checks preview

What gets flagged before you call a lender

  • Arizona is Home (ADOH Maricopa/Pima continuation) requires a participating lender.
  • Arizona is Home (ADOH Maricopa/Pima continuation) can trigger repayment on sale or refinance.

Lender questions preview

Questions tied to this exact path

  • Does Arizona is Home (ADOH Maricopa/Pima continuation) require a participating lender for this household and loan setup?
  • Which events trigger repayment for Arizona is Home (ADOH Maricopa/Pima continuation): sale, refinance, transfer?

Action checklist preview

What you would do next

  • Confirm the first-time buyer definition before you apply.
  • Confirm whether Arizona is Home (ADOH Maricopa/Pima continuation) requires a participating lender.

Private workspace

What paid access adds after the free layer

This is where a good public lead turns into a usable shortlist, deeper state path review, risk check, and lender-call prep.

Research Vault

450+ research records

Open the local, specialty, conditional, historical, and blocked paths that do not fit on the free statewide layer.

See deeper state leads
Scenarios

1 main + 1 backup path

Save a primary route and a fallback route so the comparison output stays grounded in one real purchase plan.

See shortlist output
Conflict checks

See overlap risk and lender friction faster

Keep occupancy triggers, repayment friction, stacking conflicts, and call-prep questions in one paid surface before lender calls.

See risk checks