County employee page still markets a standalone $5,000 loan
The current Charles County employee-benefits page says qualified county employees buying in Charles County can receive a 0% $5,000 deferred loan after at least one year of county service.
Maryland under review
Charles County House Keys 4 Employees
Charles County still markets House Keys 4 Employees as a simple 0% $5,000 employee loan, but the linked official flyer and current Maryland Mortgage Program materials point to a first-time-buyer, MMP-linked combined path up to $7,500 instead.
Under review
2026-04-20
2026-07-20
Official sources
Source links tied to this signal
- Charles County House Keys 4 Employees page official-program-page
- Charles County House Keys 4 Employees flyer official-program-pdf Published 2025-01-01
- Maryland Mortgage Program partner employers list official-program-page
- Maryland Mortgage Program down payment assistance page official-program-page
- Maryland Mortgage Program DPA fact sheet official-program-pdf
Comparison notes
What the sources say
These notes keep conflicting or conditional source language visible instead of flattening it into a fake clean answer.
Linked official flyer requires Maryland Mortgage Program and first-time-buyer status
The linked county flyer says House Keys 4 Employees runs with a Maryland Mortgage Program first mortgage, requires first-time-homebuyer eligibility, and combines $5,000 from the county with $2,500 from the state for up to $7,500 total.
Current Maryland Mortgage Program materials still support the partner-employer reading
Maryland Mortgage Program still lists Charles County on the current partner-employers page and continues to publish separate statewide DPA materials, which reinforces the conflict with the simpler county-only benefits-page description.
Verification checklist
What to verify yourself
Use this checklist to confirm current status, scope, and eligibility directly at the official source.
- Confirm whether Charles County still operates House Keys 4 Employees only through a Maryland Mortgage Program first mortgage rather than as a standalone county employee benefit.
- Confirm whether current buyers must still be first-time homebuyers to use the program.
- Confirm whether the live maximum remains $5,000 from the county only or $7,500 combined with Maryland Mortgage Program assistance.
- Confirm whether Charles County has published a newer flyer after January 2025 that reconciles the current rule set.
Related verified pages
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