Program page still markets a simpler capped benefit
The live First Start page says applicants are eligible for assistance totaling the lesser of $15,000 or 6% of the purchase price and that the program is accepting applications.
Delaware under review
Wilmington First Start Homebuyer Program
Wilmington still says First Start is accepting applications, but the current program page, June 2, 2025 manual, and 2025 amendment materials conflict on the real award cap and on whether a lender, housing counselor, or real estate agent must submit through Neighborly.
Under review
2026-04-24
2026-07-24
Official sources
Source links tied to this signal
- Wilmington First Start page official-program-page
- June 2025 First Start manual official-program-pdf Published 2025-06-02
- FY 2025 amendment notice official-amendment-pdf Published 2025-03-20
- Real Estate and Housing department page official-department-page
Comparison notes
What the sources say
These notes keep conflicting or conditional source language visible instead of flattening it into a fake clean answer.
Manual expands the benefit structure
The June 2, 2025 manual says CDBG-eligible buyers can receive up to $40,000 while higher-income city-funded buyers can receive up to $15,000, and it also splits closing-cost grants from 0% conditional down-payment loans forgiven at 10% per year over 10 years.
Application-submitter language still conflicts
The live program page says a lender or housing counselor submits through Neighborly, while the current manual says the lender or real estate agent prepares the application in Neighborly.
Verification checklist
What to verify yourself
Use this checklist to confirm current status, scope, and eligibility directly at the official source.
- Confirm whether the real current cap is still the lesser of $15,000 or 6% of purchase price for all buyers, or whether CDBG-eligible buyers can still reach $40,000.
- Confirm whether the current Neighborly intake must be submitted by a lender, a housing counselor, or a real estate agent.
- Confirm whether Wilmington has posted a revised manual or page update after June 2, 2025 that resolves the cap conflict.
- Confirm whether the current city page has been updated to match the 2025 amendment-funded affordability layer.
Related verified pages
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