Washington program
Washington route through Washington State Housing Finance Commission / ARCH. Use this page to confirm the core public facts first, then decide whether you need deeper comparison output and lender-call prep.
Decision-ready public facts
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Up to $30,000 in downpayment assistance at 4% simple interest for purchases in eligible ARCH member jurisdictions of East King County.
Deferred second mortgage
No monthly payments are required. The balance becomes due when the borrower sells, refinances, or transfers the property, stops using it as a principal residence, or pays off the home on or before 30 years.
Not required
Program guide
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Homebuyers purchasing in eligible ARCH member cities of East King County, Repeat buyers because the official page says there is no need to be a first-time homebuyer, Households within the published income limits by household size
Up to $30,000 in downpayment assistance at 4% simple interest for purchases in eligible ARCH member jurisdictions of East King County.
No monthly payments are required. The balance becomes due when the borrower sells, refinances, or transfers the property, stops using it as a principal residence, or pays off the home on or before 30 years.
Work with a Commission-trained lender, pair the assistance with a Home Advantage or House Key Opportunity first mortgage, complete the required homebuyer education class and one-on-one counseling session, and buy within an eligible ARCH member area.
The official Here to Home ARCH page says the program serves homebuyers in listed East King County member cities, offers up to $30,000 at 4% simple interest, does not require first-time buyer status, and requires a paired Commission first mortgage plus counseling and homebuyer education.
2026-04-19
Effective date not captured.
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Comparison preview
Amount: Up to $30,000 in downpayment assistance at 4% simple interest for purchases in eligible ARCH member jurisdictions of East King County.
Repayment: No monthly payments are required. The balance becomes due when the borrower sells, refinances, or transfers the property, stops using it as a principal residence, or pays off the home on or before 30 years.
First-time buyer: Not required
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2 tracked
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4 tracked
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