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Virginia program

Virginia Housing Closing Cost Assistance Grant

Virginia route through Virginia Housing. This page stays free for the core public facts. Open paid access only when you need the full state board, related paths, and the decision layer around this program.

Grant No repayment 2026-04-19
Agency Virginia Housing
Support type Grant
Amount highlight Up to 2% of the home's purchase price for closing costs, RHS guarantees, or VA funding fees.
Last verified 2026-04-19

Decision-ready public facts

What stays free on this program page

Quick answer from published facts. Use this first, then jump to Go to Virginia program hub if you need the wider state context.

Amount

Up to 2% of the home's purchase price for closing costs, RHS guarantees, or VA funding fees.

Type

Grant

Repayment

The official Virginia Housing Closing Cost Assistance Grant page states this assistance is a grant and does not need to be repaid.

First-time buyer

Not required

Program guide

What to know before you click through

This is still the free fact layer. Open the official source when a detail affects eligibility, repayment, lender choice, or whether this path should stay on your shortlist.

Who qualifies?

Qualified first-time homebuyers, Repeat buyers purchasing in Areas of Economic Opportunity, Borrowers using an eligible Virginia Housing RHS or VA loan

What support do you get?

Up to 2% of the home's purchase price for closing costs, RHS guarantees, or VA funding fees.

Do you repay it?

The official Virginia Housing Closing Cost Assistance Grant page states this assistance is a grant and does not need to be repaid.

How do you apply?

Work with a Virginia Housing-approved lender, use an eligible RHS or VA loan through Virginia Housing, and satisfy the published income and sales-price limits for the grant.

Application timing

The lender reserves the CCA Grant in Mortgage Cadence with the first mortgage; the grant follows the first-mortgage rate lock, expires with that lock, and is funded by the originating lender at closing.

Official source evidence

The official Virginia Housing page states that qualified buyers can receive a closing cost assistance grant worth up to 2% of the purchase price for closing costs, RHS guarantees, or VA funding fees, and that the grant does not require repayment.

View official source

Last verified

2026-04-19

Effective date not captured.

Paid preview

What paid access adds for Virginia Housing Closing Cost Assistance Grant

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Example paid output for this program. The free page stays visible either way.

Comparison preview

Virginia Housing Closing Cost Assistance Grant

Amount: Up to 2% of the home's purchase price for closing costs, RHS guarantees, or VA funding fees.

Repayment: The official Virginia Housing Closing Cost Assistance Grant page states this assistance is a grant and does not need to be repaid.

First-time buyer: Not required

Timing: The lender reserves the CCA Grant in Mortgage Cadence with the first mortgage; the grant follows the first-mortgage rate lock, expires with that lock, and is funded by the originating lender at closing.

Risk checks preview

What gets flagged before you call a lender

  • Virginia Housing Closing Cost Assistance Grant requires a participating lender.

Lender questions preview

Questions tied to this exact path

  • Is your team approved to originate Virginia Housing Closing Cost Assistance Grant for this household and loan setup?
  • Which document version should control Virginia Housing Closing Cost Assistance Grant right now: program guide, fact sheet, or lender packet?

Action checklist preview

What you would do next

  • Review the official Program page for Virginia Housing Closing Cost Assistance Grant
  • Ask whether your lender is approved for this exact program and loan structure.
Open the full Virginia board

Paid research preview

What paid research already covers in Virginia

Paid research already tracks city and county programs, employer-assisted paths for Virginia.

2 tracked deeper records

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What unlocks after payment

Specific program names, source notes, current-vs-conditional judgments, and the next lender or agency questions tied to this state.

1 tracked

city and county programs

City and county down payment or closing-cost programs that never make it into the free statewide layer.

1 tracked

employer-assisted paths

Employer-linked housing incentives and workforce programs that matter only if they fit your job or agency.

Open the full Virginia board

Private workspace

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Full state board

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