Virginia program
Virginia route through Virginia Housing. Use this page to confirm the core public facts first, then decide whether you need deeper comparison output and lender-call prep.
Decision-ready public facts
Quick answer from published facts. Go to Virginia program hub
Up to 2% of the home's purchase price for closing costs, RHS guarantees, or VA funding fees.
Grant
The official Virginia Housing Closing Cost Assistance Grant page states this assistance is a grant and does not need to be repaid.
Not required
Program guide
Use the public facts first. Open the official source when a detail affects eligibility, repayment, or lender choice.
Qualified first-time homebuyers, Repeat buyers purchasing in Areas of Economic Opportunity, Borrowers using an eligible Virginia Housing RHS or VA loan
Up to 2% of the home's purchase price for closing costs, RHS guarantees, or VA funding fees.
The official Virginia Housing Closing Cost Assistance Grant page states this assistance is a grant and does not need to be repaid.
Work with a Virginia Housing-approved lender, use an eligible RHS or VA loan through Virginia Housing, and satisfy the published income and sales-price limits for the grant.
The official Virginia Housing page states that qualified buyers can receive a closing cost assistance grant worth up to 2% of the purchase price for closing costs, RHS guarantees, or VA funding fees, and that the grant does not require repayment.
2026-04-19
Effective date not captured.
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Comparison preview
Amount: Up to 2% of the home's purchase price for closing costs, RHS guarantees, or VA funding fees.
Repayment: The official Virginia Housing Closing Cost Assistance Grant page states this assistance is a grant and does not need to be repaid.
First-time buyer: Not required
Risk checks preview
Lender questions preview
Action checklist preview
Paid research preview
Paid research already tracks city and county programs, employer-assisted paths for Virginia.
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Specific program names, source notes, current-vs-conditional judgments, and the next lender or agency questions tied to this state.
1 tracked
City and county down payment or closing-cost programs that never make it into the free statewide layer.
1 tracked
Employer-linked housing incentives and workforce programs that matter only if they fit your job or agency.
Private workspace
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