Virginia program
Virginia route through Virginia Housing. Use this page to confirm the core public facts first, then decide whether you need deeper comparison output and lender-call prep.
Decision-ready public facts
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The official Virginia Housing consumer page describes a down payment assistance grant that can reduce the time needed to save for a down payment, but the cited page does not publish a fixed dollar amount or percentage.
Grant
The official Virginia Housing page states the Down Payment Assistance Grant is a true grant and never needs to be repaid.
Not required
Program guide
Use the public facts first. Open the official source when a detail affects eligibility, repayment, or lender choice.
Qualified first-time homebuyers, Repeat buyers purchasing in Areas of Economic Opportunity, Borrowers using an eligible Virginia Housing bond FHA or Conventional loan
The official Virginia Housing consumer page describes a down payment assistance grant that can reduce the time needed to save for a down payment, but the cited page does not publish a fixed dollar amount or percentage.
The official Virginia Housing page states the Down Payment Assistance Grant is a true grant and never needs to be repaid.
Work with a Virginia Housing approved lender, use an eligible Virginia Housing bond FHA or Conventional loan, and satisfy Virginia Housing household-income and sales-price or loan-limit requirements for the grant.
The official Virginia Housing Down Payment Assistance Grant page says the program is a true grant that never needs to be repaid, and that it is limited to qualified first-time buyers or repeat buyers in Areas of Economic Opportunity using eligible Virginia Housing bond loans.
2026-04-19
Effective date not captured.
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Comparison preview
Amount: The official Virginia Housing consumer page describes a down payment assistance grant that can reduce the time needed to save for a down payment, but the cited page does not publish a fixed dollar amount or percentage.
Repayment: The official Virginia Housing page states the Down Payment Assistance Grant is a true grant and never needs to be repaid.
First-time buyer: Not required
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Paid research preview
Paid research already tracks city and county programs, employer-assisted paths for Virginia.
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1 tracked
City and county down payment or closing-cost programs that never make it into the free statewide layer.
1 tracked
Employer-linked housing incentives and workforce programs that matter only if they fit your job or agency.
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