Texas program
Texas route through Travis County Housing Finance Corporation. Use this page to confirm the core public facts first, then decide whether you need deeper comparison output and lender-call prep.
Decision-ready public facts
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Either 4%, 5%, or 6% of the initial principal balance of the mortgage loan for down payment and closing cost assistance; the official page notes that participating-lender program fees can reduce the net assistance actually received.
Forgivable second mortgage
The assistance is a 0% interest, 10-year forgivable second mortgage loan. Buyers must occupy the home as their principal residence.
Unknown
Program guide
Use the public facts first. Open the official source when a detail affects eligibility, repayment, or lender choice.
Low- to moderate-income homebuyers, First-time homebuyers, Repeat homebuyers
Either 4%, 5%, or 6% of the initial principal balance of the mortgage loan for down payment and closing cost assistance; the official page notes that participating-lender program fees can reduce the net assistance actually received.
The assistance is a 0% interest, 10-year forgivable second mortgage loan. Buyers must occupy the home as their principal residence.
If you are a first-time homebuyer, complete a HUD-approved homebuyer education course and obtain the certificate of completion, then contact a participating lender for screening and qualification because participating lenders determine whether you meet the program criteria.
Official Travis County Housing Finance Corporation materials say the Hill Country Home DPA Program offers either 4%, 5%, or 6% assistance as a 0% interest, 10-year forgivable second mortgage for homes anywhere in Travis County, including the City of Austin.
2026-04-19
2021-06-03
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Comparison preview
Amount: Either 4%, 5%, or 6% of the initial principal balance of the mortgage loan for down payment and closing cost assistance; the official page notes that participating-lender program fees can reduce the net assistance actually received.
Repayment: The assistance is a 0% interest, 10-year forgivable second mortgage loan. Buyers must occupy the home as their principal residence.
First-time buyer: Unknown
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Paid research preview
Paid research already tracks city and county programs, public employee or pension paths, specialty and conditional paths for Texas.
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1 tracked
City and county down payment or closing-cost programs that never make it into the free statewide layer.
1 tracked
Public employee or pension-backed mortgage angles that need slower source review.
3 tracked
Conditional, paused, or specialty paths worth checking before you assume the state is a dead end.
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