Texas program
Homes for Texas Heroes Program
Texas ยท Texas State Affordable Housing Corporation
Quick answer
What this program appears to offer
Provides mortgage loan funding plus down payment assistance; the exact amount depends on the participating loan option.
Multiple assistance options
Multiple assistance options
Grant funds do not need to be repaid. The deferred forgivable second lien loan is repaid only if the borrower sells or refinances within three years.
Not required
Trust layer
Program structure and lender rules
These fields stay free because they describe the official program rules, not a paid decision layer.
Required
Required
Not forgivable or not captured
refinance
Who qualifies
Professional educators, First responders, Public safety officers, Veterans and active-duty military, Correctional officers, Juvenile corrections officers, Nursing faculty and allied health faculty
What support you get
Provides mortgage loan funding plus down payment assistance; the exact amount depends on the participating loan option.
Do you repay it?
Grant funds do not need to be repaid. The deferred forgivable second lien loan is repaid only if the borrower sells or refinances within three years.
How to apply
Take the TSAHC eligibility quiz, then work with a participating lender to complete the application and choose the qualifying TSAHC home loan option.
Direct official links
Official source evidence
At the Texas State Affordable Housing Corporation (TSAHC) , we help Texans buy a home for themselves and their families. We are a nonprofit organization that was created by the Texas Legislature to help Texans achieve their dream of homeownership. Our Homes for Texas Heroes Program offers home loans and down payment assistance for teachers, first responders, corrections officers, and veterans. To qualify, you must also have a credit score of 620 and meet certain income requirements.
Official documents
Last verified
2026-04-12
Effective date not captured.