Program guide
What to know before you click through
Use the public facts first. Open the official source when a detail affects eligibility, repayment, or lender choice.
Who qualifies?
Nebraska first-time homebuyers, Nebraska repeat homebuyers, Borrowers using a participating NIFA lender, Borrowers meeting the published income, purchase-price, credit-score, and debt-to-income rules
What support do you get?
Statewide mortgage path for first-time and repeat buyers, with a separately published Welcome Home Assistance variant on the same official page for borrowers who need down payment and closing-cost help.
Do you repay it?
The base Welcome Home path follows the underlying first mortgage. The same NIFA page also publishes a Welcome Home Assistance variant with a 1 percent second mortgage, but the consumer page does not publish one single statewide assistance amount or one fully consolidated repayment summary for every buyer option on this page alone.
How do you apply?
Work with a participating NIFA lender, confirm whether the file is using the base Welcome Home mortgage or the paired Welcome Home Assistance variant, complete homebuyer education if you are a first-time borrower, and close the selected statewide mortgage path through the lender.
Official source evidence
The official NIFA Welcome Home page says the program is designed for first-time and repeat homebuyers, uses a household income limit of $175,500 and a purchase-price limit of $485,500 for one-unit homes or $607,000 for two-unit homes, requires primary-residence occupancy within 60 days, and says the same page also includes a Welcome Home Assistance option for buyers needing down payment and closing-cost help.
View official source
Last verified
2026-04-19
rates posted 2026-04-09
Paid preview
What paid access adds for Welcome Home Program
See the shape of the comparison output, risk checks, lender questions, and next-step checklist before you decide whether this program is worth carrying into the paid layer.
Example paid output for this program. The free page stays visible either way.
Comparison preview
Welcome Home Program
Amount: Statewide mortgage path for first-time and repeat buyers, with a separately published Welcome Home Assistance variant on the same official page for borrowers who need down payment and closing-cost help.
Repayment: The base Welcome Home path follows the underlying first mortgage. The same NIFA page also publishes a Welcome Home Assistance variant with a 1 percent second mortgage, but the consumer page does not publish one single statewide assistance amount or one fully consolidated repayment summary for every buyer option on this page alone.
First-time buyer: Not required
Risk checks preview
What gets flagged before you call a lender
- Welcome Home Program requires a participating lender.
- Welcome Home Program must be paired with a specific first mortgage.
Lender questions preview
Questions tied to this exact path
- Does Welcome Home Program require a participating lender for this household and loan setup?
- Which first-mortgage product must be paired with Welcome Home Program, and can it be combined with the saved options?
Action checklist preview
What you would do next
- Confirm whether Welcome Home Program requires a participating lender.
- Verify the required first-mortgage pairing for Welcome Home Program.
