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North Carolina program

City-Wide Homebuyer Assistance Program

North Carolina route through City of High Point. Use this page to confirm the core public facts first, then decide whether you need deeper comparison output and lender-call prep.

Forgivable second mortgage Repay later on trigger 2026-04-19
Agency City of High Point
Support type Forgivable second mortgage
Amount highlight The official City of High Point page says the assistance may not exceed $7,500 for a home within High Point city limits.
Last verified 2026-04-19

Decision-ready public facts

What this program appears to offer

Quick answer from published facts. Go to North Carolina program hub

Amount

The official City of High Point page says the assistance may not exceed $7,500 for a home within High Point city limits.

Type

Forgivable second mortgage

Repayment

The official City of High Point page describes the assistance as a five-year loan at 0% interest forgiven at 20% per year while the home remains the buyer's primary residence. Current public city materials do not separately spell out an early-sale or refinance acceleration clause on the main city-wide summary page.

First-time buyer

Not required

Program guide

What to know before you click through

Use the public facts first. Open the official source when a detail affects eligibility, repayment, or lender choice.

Who qualifies?

Very low-to-moderate income homebuyers, Homebuyers with household income at or below 80% of AMI

What support do you get?

The official City of High Point page says the assistance may not exceed $7,500 for a home within High Point city limits.

Do you repay it?

The official City of High Point page describes the assistance as a five-year loan at 0% interest forgiven at 20% per year while the home remains the buyer's primary residence. Current public city materials do not separately spell out an early-sale or refinance acceleration clause on the main city-wide summary page.

How do you apply?

Purchase a home within High Point city limits outside the Core City area, contribute at least $500 of your own funds, complete the required 8-hour pre-purchase homebuyer education, and work with a participating lender that submits the city application through the lender portal.

Official source evidence

The official City of High Point page says the City-Wide Homebuyer Assistance Program provides deferred low-interest loans to reduce down payment and closing costs, caps assistance at $7,500, limits eligibility to buyers at or below 80% of AMI, and forgives the 0% loan at 20% per year over five years.

View official source

Last verified

2026-04-19

Effective date not captured.

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Comparison preview

City-Wide Homebuyer Assistance Program

Amount: The official City of High Point page says the assistance may not exceed $7,500 for a home within High Point city limits.

Repayment: The official City of High Point page describes the assistance as a five-year loan at 0% interest forgiven at 20% per year while the home remains the buyer's primary residence. Current public city materials do not separately spell out an early-sale or refinance acceleration clause on the main city-wide summary page.

First-time buyer: Not required

Risk checks preview

What gets flagged before you call a lender

  • City-Wide Homebuyer Assistance Program requires a participating lender.
  • City-Wide Homebuyer Assistance Program can trigger repayment on sale or refinance.

Lender questions preview

Questions tied to this exact path

  • Does City-Wide Homebuyer Assistance Program require a participating lender for this household and loan setup?
  • Which events trigger repayment for City-Wide Homebuyer Assistance Program: sale, refinance, non_owner_occupancy?

Action checklist preview

What you would do next

  • Confirm whether City-Wide Homebuyer Assistance Program requires a participating lender.
  • Review the official Program page for City-Wide Homebuyer Assistance Program.
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