Missouri program
Missouri route through City of Springfield Planning & Development. This page stays free for the core public facts. Open paid access only when you need the full state board, related paths, and the decision layer around this program.
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Springfield publishes this one cleanly: a local deferred city loan with no interest, no payments, and ten-year forgiveness if the home stays owner-occupied.
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A local city loan up to $9,000 for down payment and closing costs.
Forgivable local DPA loan
The City of Springfield says the assistance has no interest and no payments. The city says the loan is deferred and forgiven over a ten-year period as long as the home remains the buyer's primary residence.
Varies
Program guide
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Springfield first-time homebuyers, Certain displaced persons eligible under the city program, Households at or below 80 percent of Springfield median income, Buyers purchasing a primary residence within Springfield city limits
A local city loan up to $9,000 for down payment and closing costs.
The City of Springfield says the assistance has no interest and no payments. The city says the loan is deferred and forgiven over a ten-year period as long as the home remains the buyer's primary residence.
Use Springfield's Down Payment Assistance application path, get pre-qualified for a qualified first mortgage from a lender, verify the home is within Springfield city limits and under the city purchase-price cap, and close the deferred city loan together with the first mortgage.
The official City of Springfield Down Payment Assistance page says the program assists first-time home buyers or certain displaced persons with down payment and closing cost assistance to purchase their primary residence. The city says the funds are a loan amount up to $9,000 with no interest and no payments, deferred and forgiven over ten years while the home remains the buyer's primary residence, for households at or below 80 percent of Springfield median income and for homes within Springfield city limits.
2026-04-19
Effective date not captured.
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Comparison preview
Amount: A local city loan up to $9,000 for down payment and closing costs.
Repayment: The City of Springfield says the assistance has no interest and no payments. The city says the loan is deferred and forgiven over a ten-year period as long as the home remains the buyer's primary residence.
First-time buyer: Varies
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Paid research already tracks city and county programs, employer-assisted paths, specialty and conditional paths for Missouri.
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Specific program names, source notes, current-vs-conditional judgments, and the next lender or agency questions tied to this state.
1 tracked
City and county down payment or closing-cost programs that never make it into the free statewide layer.
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Employer-linked housing incentives and workforce programs that matter only if they fit your job or agency.
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