Program guide
What to know before you click through
This is still the free fact layer. Open the official source when a detail affects eligibility, repayment, lender choice, or whether this path should stay on your shortlist.
Who qualifies?
Kentucky first-time homebuyers, Kentucky repeat homebuyers, Borrowers using a KHC-approved lender, Homebuyers and refinance borrowers meeting the current product-specific income, credit, and property rules
What support do you get?
Secondary Market is a statewide 30-year fixed first-mortgage funding source rather than a direct cash grant. It supports FHA, VA, RHS, and conventional purchase loans statewide, and it can also support specific refinance lanes such as FHA refinance, RHS Streamlined-Assist, and VA IRRRL under current KHC rules.
Do you repay it?
Standard first-mortgage repayment applies because Secondary Market is the statewide first-lien funding source itself. Any KHC DAP layered with it follows separate second-mortgage rules and should not be treated as the repayment structure of Secondary Market.
How do you apply?
Work with a KHC-approved lender, choose the Secondary Market first-mortgage lane that matches the loan type, confirm current applicant-income and property limits, then let the lender originate the purchase or refinance file and add KHC DAP only if separately qualified.
Application timing
KHC lists Secondary Market funds as currently available first-come, first-served until current funds are used.
Official source evidence
Current KHC materials show Secondary Market remains the broad statewide first-mortgage funding source for first-time and repeat buyers, with 30-year fixed purchase loans, selected refinance lanes, applicant-income-based limits, a $544,232 purchase-price cap, and lender-only intake across Kentucky.
View official source
Last verified
2026-04-23
current materials verified 2026-04-23; Secondary Market disclosure updated 2026-01-05
Paid preview
What paid access adds for Kentucky Housing Corporation (KHC) Secondary Market Funding Source
See the shape of the comparison output, risk checks, lender questions, and next-step checklist before you decide whether this program is worth carrying into the paid layer.
Example paid output for this program. The free page stays visible either way.
Comparison preview
Kentucky Housing Corporation (KHC) Secondary Market Funding Source
Amount: Secondary Market is a statewide 30-year fixed first-mortgage funding source rather than a direct cash grant. It supports FHA, VA, RHS, and conventional purchase loans statewide, and it can also support specific refinance lanes such as FHA refinance, RHS Streamlined-Assist, and VA IRRRL under current KHC rules.
Repayment: Standard first-mortgage repayment applies because Secondary Market is the statewide first-lien funding source itself. Any KHC DAP layered with it follows separate second-mortgage rules and should not be treated as the repayment structure of Secondary Market.
First-time buyer: Varies
Timing: KHC lists Secondary Market funds as currently available first-come, first-served until current funds are used.
Risk checks preview
What gets flagged before you call a lender
- Kentucky Housing Corporation (KHC) Secondary Market Funding Source requires a participating lender.
- Kentucky Housing Corporation (KHC) Secondary Market Funding Source must be paired with a specific first mortgage.
Lender questions preview
Questions tied to this exact path
- Is your team approved to originate Kentucky Housing Corporation (KHC) Secondary Market Funding Source for this household and loan setup?
- Which first-mortgage product must be paired with Kentucky Housing Corporation (KHC) Secondary Market Funding Source, and what breaks eligibility?
Action checklist preview
What you would do next
- Review the official Loan Programs page for Kentucky Housing Corporation (KHC) Secondary Market Funding Source
- Ask whether your lender is approved for this exact program and loan structure.
