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Kentucky program

Kentucky Housing Corporation (KHC) Mortgage Revenue Bond (MRB) program

Kentucky route through Kentucky Housing Corporation (KHC). This page stays free for the core public facts. Open paid access only when you need the full state board, related paths, and the decision layer around this program.

Support details not yet classified Check official rules 2026-04-23
Agency Kentucky Housing Corporation (KHC)
Support type Support details not yet classified
Amount highlight MRB is a statewide below-market, 30-year fixed first-mortgage path rather than a cash-assistance program. Current KHC materials describe it as purchase-only, limited to FHA, VA, and RHS first mortgages, with DAP available only as a separate companion second mortgage when the borrower separately qualifies.
Last verified 2026-04-23

Use carefully

Use the current MRB links over the old MRB-MCC income PDF

This page stays public because the official structure is still useful, but these details should not be flattened into fake certainty.

MRB is live and detail-safe, but older KHC MRB-MCC income-limit PDFs still preserve outdated price limits. Public wording should center the current MRB-linked pages and current household-income limits PDF.

Source note: Current MRB-linked pages and county information tools use a $544,232 purchase-price limit, while an older retained MRB-MCC household-income PDF still preserves the older $481,176 figure. The current MRB link chain should control.

Decision-ready public facts

What stays free on this program page

Quick answer from published facts. Use this first, then jump to Go to Kentucky program hub if you need the wider state context.

Amount

MRB is a statewide below-market, 30-year fixed first-mortgage path rather than a cash-assistance program. Current KHC materials describe it as purchase-only, limited to FHA, VA, and RHS first mortgages, with DAP available only as a separate companion second mortgage when the borrower separately qualifies.

Type

Support details not yet classified

Below-market first mortgage

Repayment

Standard first-mortgage repayment applies because MRB is the first-lien mortgage path itself. Any KHC DAP paired with MRB follows separate second-mortgage rules and should not be treated as MRB's repayment structure.

First-time buyer

Varies

Program guide

What to know before you click through

This is still the free fact layer. Open the official source when a detail affects eligibility, repayment, lender choice, or whether this path should stay on your shortlist.

Who qualifies?

Kentucky first-time homebuyers in non-targeted areas, Kentucky first-time or repeat buyers purchasing in MRB targeted areas, Borrowers using a KHC-approved lender, Homebuyers meeting current MRB household-income, purchase-price, citizenship, credit, and occupancy rules

What support do you get?

MRB is a statewide below-market, 30-year fixed first-mortgage path rather than a cash-assistance program. Current KHC materials describe it as purchase-only, limited to FHA, VA, and RHS first mortgages, with DAP available only as a separate companion second mortgage when the borrower separately qualifies.

Do you repay it?

Standard first-mortgage repayment applies because MRB is the first-lien mortgage path itself. Any KHC DAP paired with MRB follows separate second-mortgage rules and should not be treated as MRB's repayment structure.

How do you apply?

Work with a KHC-approved lender, confirm current MRB funds availability, use the county lookup and current MRB household-income limits to verify eligibility, and have the lender originate the purchase-only FHA, VA, or RHS MRB first mortgage, adding DAP separately only if the borrower qualifies for the companion second mortgage.

Application timing

KHC lists Mortgage Revenue Bond funds as currently available first-come, first-served until current funds are used.

Official source evidence

Current KHC materials show MRB remains live as the purchase-only below-market, 30-year fixed first-mortgage path for FHA, VA, and RHS loans, with targeted-area repeat-buyer flexibility, a current purchase-price limit of $544,232, and lender-only intake statewide.

View official source

Last verified

2026-04-23

current materials verified 2026-04-23; current funds page live as of 2026-04-23

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Comparison preview

Kentucky Housing Corporation (KHC) Mortgage Revenue Bond (MRB) program

Amount: MRB is a statewide below-market, 30-year fixed first-mortgage path rather than a cash-assistance program. Current KHC materials describe it as purchase-only, limited to FHA, VA, and RHS first mortgages, with DAP available only as a separate companion second mortgage when the borrower separately qualifies.

Repayment: Standard first-mortgage repayment applies because MRB is the first-lien mortgage path itself. Any KHC DAP paired with MRB follows separate second-mortgage rules and should not be treated as MRB's repayment structure.

First-time buyer: Varies

Timing: KHC lists Mortgage Revenue Bond funds as currently available first-come, first-served until current funds are used.

Risk checks preview

What gets flagged before you call a lender

  • Kentucky Housing Corporation (KHC) Mortgage Revenue Bond (MRB) program requires a participating lender.
  • Kentucky Housing Corporation (KHC) Mortgage Revenue Bond (MRB) program must be paired with a specific first mortgage.

Lender questions preview

Questions tied to this exact path

  • Is your team approved to originate Kentucky Housing Corporation (KHC) Mortgage Revenue Bond (MRB) program for this household and loan setup?
  • Which first-mortgage product must be paired with Kentucky Housing Corporation (KHC) Mortgage Revenue Bond (MRB) program, and what breaks eligibility?

Action checklist preview

What you would do next

  • Review the official Loan Programs page for Kentucky Housing Corporation (KHC) Mortgage Revenue Bond (MRB) program
  • Ask whether your lender is approved for this exact program and loan structure.
Open the full Kentucky board

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