Florida program
Florida route through Pinellas County Community Development. Use this page to confirm the core public facts first, then decide whether you need deeper comparison output and lender-call prep.
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$75,000 deferred payment for eligible low-income households at 51% to 80% of AMI.
Forgivable second mortgage
The official Pinellas County page states the assistance is a deferred payment with full forgiveness after 15 years and full repayment required if the home is sold before the end of the term.
Unknown
Program guide
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Income-qualified homebuyers at 51% to 80% of AMI
$75,000 deferred payment for eligible low-income households at 51% to 80% of AMI.
The official Pinellas County page states the assistance is a deferred payment with full forgiveness after 15 years and full repayment required if the home is sold before the end of the term.
Complete the required 8-hour homeownership class and 1-hour one-on-one HUD-approved counseling, then have the homebuyer's first-mortgage lender submit the application through the County portal using the lender guide and underwriting rules.
The official Pinellas County page states that eligible low-income households can receive a $75,000 deferred payment with full forgiveness after 15 years, and that lenders must submit applications through the County portal.
2026-04-19
Effective date not captured.
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Amount: $75,000 deferred payment for eligible low-income households at 51% to 80% of AMI.
Repayment: The official Pinellas County page states the assistance is a deferred payment with full forgiveness after 15 years and full repayment required if the home is sold before the end of the term.
First-time buyer: Unknown
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