Program guide
What to know before you click through
This is still the free fact layer. Open the official source when a detail affects eligibility, repayment, lender choice, or whether this path should stay on your shortlist.
Who qualifies?
Miami-Dade County employees
What support do you get?
Employees may request a one-time revocable cash out of accrued annual leave not to exceed $25,000 gross pay for closing costs or a down payment associated with purchasing a home.
Do you repay it?
The cash-out is revocable if the employee does not successfully close; to restore annual leave, the employee must submit a written request within two pay periods of the planned closing date and make a lump-sum repayment. The page also states employees may be subject to an audit to ensure the funds were used for the intended purpose.
How do you apply?
Submit the application form and relevant documentation to the employee's DPR or designee for review and approval; the approved package is then forwarded by the DPR to Human Resources Personnel Time and Attendance for processing. The service page also provides an Apply Now link to the official application PDF.
Application timing
Employees submit the application, purchase contract, and Loan Estimate or Closing Disclosure through their DPR; if HR receives the approved request by Thursday of a non-pay week, funds are included in the next paycheck.
Official source evidence
The official service page states that county employees may use accrued annual leave for closing costs or a down payment and may request a one-time revocable cash out not to exceed $25,000 gross pay.
View official source
Last verified
2026-04-19
2023-04-11
Paid preview
What paid access adds for Miami-Dade County Employee First-Time Homebuyer Assistance Program
See the shape of the comparison output, risk checks, lender questions, and next-step checklist before you decide whether this program is worth carrying into the paid layer.
Example paid output for this program. The free page stays visible either way.
Comparison preview
Miami-Dade County Employee First-Time Homebuyer Assistance Program
Amount: Employees may request a one-time revocable cash out of accrued annual leave not to exceed $25,000 gross pay for closing costs or a down payment associated with purchasing a home.
Repayment: The cash-out is revocable if the employee does not successfully close; to restore annual leave, the employee must submit a written request within two pay periods of the planned closing date and make a lump-sum repayment. The page also states employees may be subject to an audit to ensure the funds were used for the intended purpose.
First-time buyer: Unknown
Timing: Employees submit the application, purchase contract, and Loan Estimate or Closing Disclosure through their DPR; if HR receives the approved request by Thursday of a non-pay week, funds are included in the next paycheck.
Risk checks preview
What gets flagged before you call a lender
This panel starts filling as soon as the program structure creates a real repayment or lender-fit question.
Lender questions preview
Questions tied to this exact path
- Which document version should control Miami-Dade County Employee First-Time Homebuyer Assistance Program right now: program guide, fact sheet, or lender packet?
- Which official document should I keep in the file first for Miami-Dade County Employee First-Time Homebuyer Assistance Program: Service page?
Action checklist preview
What you would do next
- Review the official Service page for Miami-Dade County Employee First-Time Homebuyer Assistance Program
