Delaware program
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Up to $10,000 in down payment and closing cost assistance.
Forgivable second mortgage
The loan balance is forgiven by 10% for each year the homeowners reside in the property as their primary residence, and it is fully forgiven after 10 years.
Not required
Program guide
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Active-duty military, Veterans, Law enforcement officers, Firefighters, Emergency medical technicians (EMTs), Paramedics, First responders, Medical personnel, School district employees, Delaware state employees
Up to $10,000 in down payment and closing cost assistance.
The loan balance is forgiven by 10% for each year the homeowners reside in the property as their primary residence, and it is fully forgiven after 10 years.
Apply through a DSHA-approved lender and use a DSHA first mortgage. Borrower must have at least 6 months in an eligible Delaware occupation field.
DSHA says Delaware Diamonds is a DPA second-loan program for specific employment fields in Delaware. The official program notice says it provides up to $10,000 in down payment and closing cost assistance and that the loan is forgiven by 10% each year the homeowner continues to occupy the property as a primary residence until full forgiveness after 10 years.
2026-04-13
Effective June 10, 2024
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Comparison preview
Amount: Up to $10,000 in down payment and closing cost assistance.
Repayment: The loan balance is forgiven by 10% for each year the homeowners reside in the property as their primary residence, and it is fully forgiven after 10 years.
First-time buyer: Not required
Timing: Official timing is not published clearly enough yet; confirm before relying on a closing schedule.
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Paid research preview
Paid research already tracks city and county programs, employer-assisted paths, specialty and conditional paths for Delaware.
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Specific program names, source notes, current-vs-conditional judgments, and the next lender or agency questions tied to this state.
1 tracked
City and county down payment or closing-cost programs that never make it into the free statewide layer.
1 tracked
Employer-linked housing incentives and workforce programs that matter only if they fit your job or agency.
4 tracked
Conditional, paused, or specialty paths worth checking before you assume the state is a dead end.
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