Delaware program
Delaware Diamonds DPA 2nd Loan
Delaware ยท Delaware State Housing Authority
Quick answer
What this program appears to offer
Up to $10,000 in down payment and closing cost assistance.
Forgivable second mortgage
Forgivable second mortgage
The loan balance is forgiven by 10% for each year the homeowners reside in the property as their primary residence, and it is fully forgiven after 10 years.
Not required
Trust layer
Program structure and lender rules
These fields stay free because they describe the official program rules, not a paid decision layer.
Required
Required
10 years (120 months)
non owner occupancy
Who qualifies
Active-duty military, Veterans, Law enforcement officers, Firefighters, Emergency medical technicians (EMTs), Paramedics, First responders, Medical personnel, School district employees, Delaware state employees
What support you get
Up to $10,000 in down payment and closing cost assistance.
Do you repay it?
The loan balance is forgiven by 10% for each year the homeowners reside in the property as their primary residence, and it is fully forgiven after 10 years.
How to apply
Apply through a DSHA-approved lender and use a DSHA first mortgage. Borrower must have at least 6 months in an eligible Delaware occupation field.
Direct official links
Official source evidence
DSHA says Delaware Diamonds is a DPA second-loan program for specific employment fields in Delaware. The official program notice says it provides up to $10,000 in down payment and closing cost assistance and that the loan is forgiven by 10% each year the homeowner continues to occupy the property as a primary residence until full forgiveness after 10 years.
Official documents
Last verified
2026-04-13
Effective June 10, 2024