Update
April 2026 coverage progress
As of this build, the site has 144 published public pages, 285 live public paths, 50 searchable states, and 455 deeper research records tracked behind the scenes.
Snapshot
Where the public layer stands right now
This is the current build snapshot, not a vague roadmap claim. The point is to show what users can actually browse today.
Published public pages
144 program detail pages are now strong enough to stand on their own with official-source summaries and field normalization.
Live public paths
285 live public paths are now visible in the free layer once statewide and summary-only records are counted together.
Searchable states
50 states can now be searched in the free finder, instead of forcing people to guess from a thin public map.
Deeper research inventory
455 deeper research records still sit behind the scenes for local, specialty, blocked, and conditional paths that should not all be dumped into the public layer.
Why the counts differ
A published page is the strictest output. A live public path can also be a summary-only state, local, or specialty record that makes the free layer broader without pretending every path deserves a full public detail page yet.
What changed
What got materially better
The goal of the recent work was not just to add rows. It was to make the free layer more useful before a user pays.
State depth is stronger
Several states now have real statewide, city, county, employer, and specialty pages instead of looking empty when a statewide-only page did not exist.
The free layer goes lower
The finder and state pages now expose many more public paths, not just a small set of flagship statewide pages. That makes the site feel less like hidden inventory and more like a real public database.
Paid value is clearer
The public layer now does more of the discovery work. Paid access is increasingly about comparison, working notes, lender-call prep, reminders, and deeper edge-case research instead of simply hiding program existence.
Where depth is strongest
States that currently show the most public depth
These are the states where the free layer is currently thickest, either because the statewide backbone is strong or because local and employer pages have already been promoted into public detail.
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Maryland
14 live public paths currently visible in the free layer.
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North Carolina
13 live public paths currently visible in the free layer.
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Virginia
10 live public paths currently visible in the free layer.
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Arizona
7 live public paths currently visible in the free layer.
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Texas
7 live public paths currently visible in the free layer.
Local depth
States where city, county, and employer paths are already helping
This is the layer that usually makes a state feel truly useful. It is also the layer that makes paid comparison work more valuable later.
Local and specialty free-layer depth is still thin in this build.
What comes next
What the next phase is trying to do
The current path is to keep turning strong summary-only records into public detail pages while still filling thinner states one by one.
More state depth
Continue taking states from thin summary coverage into statewide plus local detail coverage, instead of stopping once a single flagship page exists.
Cleaner public trust layer
Keep adding official-source detail where the rules are strong enough, and keep conflict notes public instead of sanding them off.
Paid layer stays decision-focused
The paid layer should keep specializing in shortlist building, side-by-side comparisons, lender questions, reminders, and deeper conditional paths that should not be flattened into public copy too early.
Keep browsing
Where to go next
If you want to see the current public layer directly, use the links below instead of relying on the update alone.
Programs
Open the public program library to browse current detail pages directly.
States
Open the state directory to see which states already have public depth and which still stay thinner.
Methodology
Open the methodology page if you want to understand why some public pages stay narrow and why conflict notes remain visible.