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Georgia program

Clayton County Down Payment Assistance Program

Georgia route through Clayton County Office of Grants Administration. Use this page to confirm the core public facts first, then decide whether you need deeper comparison output and lender-call prep.

Forgivable second mortgage Check official rules 2026-04-19
Agency Clayton County Office of Grants Administration
Support type Forgivable second mortgage
Amount highlight Eligible buyers can receive up to $7,500 in assistance; eligible veterans/spouses, Clayton County employees, and eligible Georgia law enforcement, first responders, healthcare workers and education workers can receive up to $10,000 in assistance.
Last verified 2026-04-19

Decision-ready public facts

What this program appears to offer

Quick answer from published facts. Go to Georgia program hub

Amount

Eligible buyers can receive up to $7,500 in assistance; eligible veterans/spouses, Clayton County employees, and eligible Georgia law enforcement, first responders, healthcare workers and education workers can receive up to $10,000 in assistance.

Type

Forgivable second mortgage

Repayment

The assistance is an interest free soft second loan. The buyer must occupy the home for 5 or 10 years depending on the amount of funds received, and after 5 or 10 years the loan amount is fully forgiven.

First-time buyer

Unknown

Program guide

What to know before you click through

Use the public facts first. Open the official source when a detail affects eligibility, repayment, or lender choice.

Who qualifies?

Eligible veterans and spouses, Clayton County employees, Georgia law enforcement personnel, First responders, Healthcare workers, Education workers

What support do you get?

Eligible buyers can receive up to $7,500 in assistance; eligible veterans/spouses, Clayton County employees, and eligible Georgia law enforcement, first responders, healthcare workers and education workers can receive up to $10,000 in assistance.

Do you repay it?

The assistance is an interest free soft second loan. The buyer must occupy the home for 5 or 10 years depending on the amount of funds received, and after 5 or 10 years the loan amount is fully forgiven.

How do you apply?

Meet the 80% AMI HUD income limit, select a HUD preferred lender, take an 8-hour HUD-approved homebuyer education class, and select an eligible home in Clayton County priced at no more than $270,000. The page directs applicants to the county's preferred lenders list and workshop schedule.

Official source evidence

The official page says eligible buyers can receive up to $7,500, certain named groups can receive up to $10,000, and the interest free soft second loan is fully forgiven after 5 or 10 years depending on the amount received.

View official source

Last verified

2026-04-19

2026-04-15

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What paid access adds for Clayton County Down Payment Assistance Program

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Comparison preview

Clayton County Down Payment Assistance Program

Amount: Eligible buyers can receive up to $7,500 in assistance; eligible veterans/spouses, Clayton County employees, and eligible Georgia law enforcement, first responders, healthcare workers and education workers can receive up to $10,000 in assistance.

Repayment: The assistance is an interest free soft second loan. The buyer must occupy the home for 5 or 10 years depending on the amount of funds received, and after 5 or 10 years the loan amount is fully forgiven.

First-time buyer: Unknown

Risk checks preview

What gets flagged before you call a lender

This panel starts filling as soon as the program structure creates a real repayment or lender-fit question.

Lender questions preview

Questions tied to this exact path

  • What occupancy period must be completed before Clayton County Down Payment Assistance Program is forgiven after 120 months?
  • Which events trigger repayment for Clayton County Down Payment Assistance Program: unknown?

Action checklist preview

What you would do next

  • Review the official Program page for Clayton County Down Payment Assistance Program.
  • Write down every repayment trigger for Clayton County Down Payment Assistance Program.
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What paid research already covers in Georgia

Paid research already tracks city and county programs, public employee or pension paths, specialty and conditional paths for Georgia.

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Specific program names, source notes, current-vs-conditional judgments, and the next lender or agency questions tied to this state.

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city and county programs

City and county down payment or closing-cost programs that never make it into the free statewide layer.

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public employee or pension paths

Public employee or pension-backed mortgage angles that need slower source review.

2 tracked

specialty and conditional paths

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What paid access adds to this program

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